Defendant

A Imprisonment for six months, and for three million won, each of the defendants B shall be punished by a fine.

Defendant

B The above fine shall not be paid.

Punishment of the crime

1. Defendant A-Co-principal E, and D posted on the Internet an advertisement, such as “Work Document Transaction I,” “I will conduct original and present documents transaction,” and the Defendant reported the above advertisement, etc. and requested D to borrow a loan through fabrication of documents.

Accordingly, the defendant, E, and D obtained a loan under the name of the defendant from a financial institution by forging a certificate of employment based on the defendant's personal information, and if the loan is made, the ratio of the loan E and D are offered in order to receive it as commission fees.

Around June 2010, the Defendant requested D to borrow a loan through the fabrication of documents at an infinite office located in the border of North Korea, and delivered a certified copy of resident registration necessary for the comparison of documents. D around that time, delivered the above documents to E.

E, from October 7, 2009 to June 2010, using a computer, set up a “re-issuance certificate” in the name of G representative H and put the case to D, as the Defendant used a computer in the E’s house located in the F in the Gyeongbuk-si, Gyeongbuk-si.

D은 2010. 6.경 불상의 방법으로 피해자 에이앤피파이넨셜, (주)조이크레디트대부금융, 웰컴크레디라인대부(주), 현대스위스 저축은행에 피고인 명의로 대출신청을 하면서 위와 같이 위조된 재직증명서가 마치 진정하게 성립된 것처럼 첨부해 제출하여였고, 이에 속은 피해자 에이앤피파이낸셜(주)로 하여금 2010. 6. 9.경 대출금 명목으로 200만원, 피해자 웰컴크레디라인대부(주)로 하여금 같은 날 같은 명목으로 200만원, 피해자 ㈜조이크레디트대부금융으로 하여금 2010. 6. 9.경 같은 명목으로 198만원, 피해자 현대스위스 저축은행으로 하여금 같은 날 같은 명목으로 575만원을 각 피고인 명의 예금계좌로 이체하게 하였다.

Accordingly, the defendant in collusion with D and E shall be 1,1730,000 won in total from the victims.