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(영문) 전주지방법원 2020.07.01 2018나11438
보험금
Text

1. Of the judgment of the court of first instance, the plaintiff against the defendant B corporation, which falls under the following amount.

Reasons

1. Basic facts

A. (1) On December 28, 2006, the Plaintiff entered into an insurance contract with Defendant B Co., Ltd. (hereinafter “Defendant B Co., Ltd.”). On December 28, 2006, the Plaintiff was the insured, and the insurance period was from December 28, 2006 to December 28, 2052, hereinafter “E” (hereinafter “instant insurance contract”). As such, the Plaintiff entered into an insurance contract with the content that guarantees hospital dues, hospital dues for diseases, medical expenses for hospital diseases, and medical expenses for hospital diseases.

(2) The contents of the above insurance contract are as follows: ① 10,000 won per day (amount of hospitalization for a disease 】 10,000 won (amount of hospitalization for a disease 】 2.365 days from the date of hospitalization for a disease ? the maximum subscription amount per accident ? 50% of the difference between the expenses for hospitalization for an insured under the National Health Insurance Act, the total expenses for hospitalization for a disease 365 days from the date of departure, the total expenses for operation and the actual expenses for a disease - the standard for a disease - 40% of the total expenses for hospitalization for a disease - the patient - 10,000 won per day (the maximum amount of expenses for hospitalization for a disease - the maximum amount of 365 days from the date of departure) - 30,000 won per disease - 10,000 won per day after deducting the expenses for hospitalization for an insured worker - - 100% of the total expenses for hospitalization for an illness -

B. On March 18, 2011, Defendant C’s succeeding Intervenor D Co., Ltd. (1) the Plaintiff entered into an insurance contract with Defendant C (hereinafter “Defendant C”) with “F” (hereinafter “instant insurance contract”).

(2) The said insurance contract provides that the Plaintiff as the insured shall be subject to the insurance period from March 18, 201 to March 18, 2016 (the five-year renewal condition (the maximum 80 years of age)) (1) an insured person (the insured person (the insured person) out of the insurance period of the special contract for hospital admission benefits for at least four days directly for the purpose of treatment due to disease.

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