1. The insurance contract concluded between the plaintiff and the defendant is invalid.

2. The defendant is about 9.9% for the plaintiff.

1. Basic facts

A. On July 30, 2009, the Plaintiff entered into an insurance contract between B and B with the insured, the beneficiary’s statutory inheritor, the insurance period from July 30, 2009 to July 30, 2063, and with the insurance amount of KRW 40,000 per month (hereinafter “BD”) as “the instant insurance contract.”

On December 26, 2011, the Plaintiff entered into a contract with the Defendant to change the contractor and beneficiary of the said insurance to the Defendant.

The content of the insurance contract of this case includes the payment of KRW 20,000 per day of the cost of injury hospitalization and KRW 20,00 per day of the cost of injury hospitalization.

The examination of the contents of the disease of hospital name and the number of hospitalization days exceeds 1 C hospital bicycle ridings of hospital name, it is necessary to clean the dratum - urgical flusium, the right completion department, the left part part part, the left part part part part, the left part part part, the dratum - urging department, the right part, the right completion department, the detailed disease, the unexponed side part, and the high blood pressure 3D won from October 22, 2009 to November 21, 2009.

B. At least 10: 2.00 per annum, 2.2.00 per annum; 3.00 per annum; 2.00 per annum, 2.0 per annum of the National Medical Center; 4.00 to August 15, 201; 4.00 per annum; 1.00 per annum, 2.00 per annum of the National Medical Center on August 8, 2011 to August 16, 201; 3.00 per annum, 1.00 per annum; 4.0 per annum, 2.00 per annum, 2.00 per annum, 2.00 per annum, 2.05 per annum, 2.00 per annum, 2.05 per annum, 2.05 per annum, 2.05 per annum, 2.05 per annum, 2.05 per annum, 2.05 per annum, 3.05 per annum, 3.05 per annum, 2.05 per annum,26 per annum,26.