A defendant shall be punished by imprisonment for not less than eight months.

However, the execution of the above sentence shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

Punishment of the crime

The National Housing Fund and the Korea Housing Finance Corporation (hereinafter “Korea Housing Finance Corporation”) provides loans to homeless workers at a rate lower than the market interest rate by providing a simple examination on whether they are workers or not, even if there is no special security, if they apply for a loan with only certain documents, such as a certificate of employment, a charter contract, etc., at a financial institution entrusted with loan-related business for the purpose of stabilizing their residence.

The Defendant, with the knowledge of the above contents, received loans from financial institutions under the name of loans from financial institutions using false leasing contracts, employment certificates, etc. with C, C, D, and then he was willing to use them for the three-dimensional multi-stage projects in the mountain where the third party was promoting.

Although the Defendant did not intend to actually reside in 202, Ansan-gu, Mayang-gu, the father E of the above D on March 4, 2013, the Defendant, along with the above C and D, as the lessee of the above house, prepared a false lease contract with the lease term of two years, the lease deposit of 90 million won, and the lease deposit of 90 million won, upon request from H who was introduced through the sub-loan, even though he did not have any record of serving in the (State) G at the same time, and completed the contract by requesting the Defendant from September 4, 2012, as if he was in office in the above company.

After that, Defendant, C, and D, around March 28, 2013 at the Council of the new victim bank located in Gangnam-gu Seoul Metropolitan Government I, are employees in charge of the loan, and when Defendant was given a loan from the victim who is an employee in charge of the loan in (ju)G, the loan will be used as the deposit money of the above F loan 202 in accordance with the lease contract, and as Defendant actually resided in the above house, the loan will be used as the deposit money of 66 million won.