A defendant shall be punished by imprisonment for not more than ten months.

Punishment of the crime

The National Housing Fund loan system for workers in the Ministry of Land, Infrastructure and Transport financed with the National Housing Fund for the purpose of stabilizing the residence of homeless workers. If a person applies for a loan with only certain documents, such as a certificate of employment, a charter contract, etc., to a financial institution entrusted with loan-related business, the financial institution shall only conduct a simple examination on whether a person is a worker, etc. even if there is no special security, and lend a loan at a rate lower than the market interest rate through the credit guarantee of Korea Housing Finance Corporation

The Defendant, with the knowledge of the above content, received loans from financial institutions under the name of loans from financial institutions using false charter contracts, employment certificates, etc. with C, C, and D, followed by using the loans under the name of loans under the name of loans under the name of loans.

Accordingly, on March 2013, the Defendant: (a) did not intend to actually reside in Ansan-si F loan 202, the father E-ownership of the above D; (b) written a false lease agreement with the lessee of the above housing; (c) the lessee of the above housing; (d) the lessor as the lessor; and (e) the lease deposit amount of KRW 2 years; and (e) the lease deposit amount of KRW 90 million.

In addition, at that time, the Defendant, C, and D prepared a false certificate of employment as if C were in office in Dongducheon-si (State) from September 4, 2012, to create documents related to the employment, which are essential documents to be submitted by the bank to obtain employee deposit money.

After that, the defendant, C, and D will use the loan as the deposit money of 202 Dao-dong 202 in accordance with the loan contract at the new bankJ located in Gangnam-gu Seoul, Seoul around March 28, 2013, when the employees in charge of the loan receive the loan from the injured party who is in office in (State) H and is in office in (State H).