1. All of the plaintiff's claims are dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Facts of recognition;

A. On March 28, 2014, in the form of electronic transaction through an authorized certificate issued under the Plaintiff’s name, the Plaintiff entered into a monetary loan agreement and then remitted KRW 3,000,000 to one bank (B) in the name of the Plaintiff.

B. On April 8, 2014, Defendant Business Love Loan Co., Ltd. (hereinafter “SP”) concluded a monetary loan agreement after confirming that the applicant is the Plaintiff himself/herself and then remitted KRW 3,000,000 to the head of one bank in the name of the Plaintiff.

C. On April 9, 2014, Defendant Lone Star Loan Co., Ltd. (hereinafter “Sone Star Loan”) and Defendant Pauri Capital Loan Co., Ltd. (hereinafter “Sauri Capital Loan”) received an application for a loan under the Plaintiff’s name by telephone, etc., and received the Plaintiff’s resident registration certificate, the Plaintiff’s resident registration card copy and abstract, the Plaintiff’s health insurance qualification acquisition certificate issued on April 9, 2014 by facsimile, etc., and then sent the loan applicant’s personal information, such as the name, resident registration number, etc., by credit card under the Plaintiff’s name of the loan applicant (the credit card applicant’s identification by means of entering the credit card number, credit card validity period, and credit card password number in front of the loan applicant’s credit card number), and then wired KRW 3,000,000 to the above passbook under the Plaintiff’s name.

On the other hand, the defendant succeeding intervenor Co., Ltd. (hereinafter "the defendant succeeding intervenor") is the defendant succeeding intervenor loan.