1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On November 28, 2012, the Plaintiff received a demand for family relation certificate, graduation certificate, resident registration certificate, copy of resident registration certificate, seal imprint certificate, copy of identification card, passbook of national bank, cash card, etc. and issued all the above data to B.

B. On the other hand, at that time, the Plaintiff required the registration of the corporation of Saturdays deemed to be a stock company B, and issued an external storage device (USB) containing the Plaintiff’s authorized certificate to B, and informed the password of the authorized certificate.

C. B: B received from the Plaintiff on December 5, 2012

b. each data set forth in the subsection.

Using the authorized certificate in the Plaintiff’s name, the Defendant applied for a loan of KRW 8 million by accessing the Defendant’s Internet homepage in the Plaintiff’s name, and the Defendant approved the said loan application on December 5, 2015 (hereinafter “instant loan agreement”). At the time, the Defendant calls with B via a mobile phone (C) in the Plaintiff’s name, followed the process of verifying the Plaintiff’s identity with an authorized certificate in the Plaintiff’s name, and then obtained a digital signature in the credit transaction agreement. During that process, the Plaintiff was submitted a copy of the Plaintiff’s identification card, a certified copy of resident registration, a certificate of graduation, and a copy of the passbook.

Upon the completion of the above procedure, the defendant transferred the above eight million won to the national bank account (Account Number: D) in the name of the plaintiff on the same day.

However, the instant loan contract was concluded by B using the Plaintiff’s name without the Plaintiff’s permission, and B was issued a summary order of KRW 8 million for the following criminal facts by Busan District Court Decision 2013 High Court Decision 22580, Nov. 13, 2013, and the said summary order was finalized on December 12, 2013.

- - Future - The defendant (B) shall be personal credit information received from the defendant at a soil office deemed a stock company on December 5, 2012.