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(영문) 대전지방법원 천안지원 2020.06.24 2020고단987
대부업등의등록및금융이용자보호에관한법률위반
Text

A defendant shall be punished by imprisonment with prison labor for up to six months.

except that the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Reasons

Punishment of the crime

Defendant, B, C, etc. have an office for credit business with the trade name “E” on the 3rd floor of the Do Building in the Western-gu, Western-si, Seocheon-si, and the first week prior to the support of the funds by B, and C, a one-time guidance book that manages the loan business comprehensively, and the Defendant distributes the name of the advertisement together with F, G, H, and I, and is working as an employee in charge of lending and collecting money.

1. A person who intends to engage in credit business or loan brokerage business in violation of the Act on Registration of Credit Business, etc. and Protection of Financial Users due to unregistered credit business shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Do Governor, or Special Self-Governing Province Governor who

At around 14:00 on March 16, 2016, the Defendant, in collusion with B, C, etc., did not register with the competent authority at the K-type restaurant located in the Seo-gu, Seo-gu, Seo-gu, Seocheon-gu, Seocheon-gu, the Defendant run an unregistered credit business, such as the entry in the list of crimes in the separate sheet, including that the Defendant paid 1,90,000 won, deducting 1,00,000 won in cash as a fee, and received 2,40,000 won in total, including principal and interest, from the victim for 60 days each day.

2. Where a unregistered credit service provider violates the Act on Registration of Credit Business, etc. and Protection of Financial Users due to Violation of the Interest Rate Limitation, the loan shall not exceed 25/100 of the annual interest rate prescribed by Presidential Decree;

At around 14:00 on March 16, 2016, the Defendant, in collusion with B, C, etc., offered the victim L L a loan of KRW 1,00,000,000 as a fee of KRW 2 million out of the loan request amount of KRW 1,90,000,000, and borrowed the remainder of KRW 1,90,000,0000,000 per day, including principal and interest, received a refund of KRW 2,40,000,000 per day exceeding the statutory interest rate of 292.12% per annum in the attached list of crimes.

Summary of Evidence

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