A defendant shall be punished by imprisonment for not more than ten months.

except that the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Criminal facts

1. On April 21, 2019, the Defendant in violation of the Electronic Financial Transactions Act is allowed to grant a loan of KRW 10 million from a person who was unaware of his/her name at a place where he/she was not aware of his/her name, around 16:00.

In order to transfer loans or to include interest on repayment, the Cze Card is necessary.

It is intended to lend a e-mail card if it is sent.

Upon receipt of the proposal to the effect that "," it was accepted, and one check card connected to the B bank account (C) in the name of the defendant was delivered to the above person who was named in the name of the defendant.

As such, the Defendant promised to provide a means of access in return for an intangible expectation interest that can receive a loan, and lent it to a person who is named in the name.

2. On May 28, 2019, when the Defendant wishes to obtain a loan of 11.3% (11.3% per annum) from a person who assumes a false name of D staff E at a closed place, he/she must create a transactional record. If he/she is notified of the account number, he/she shall withdraw money to the account in cash and change to the collection officer.” The Defendant accepted the proposal and notified the account number (F) of his/her company bank.

On May 29, 2019, upon receipt of the account number in the Defendant’s name account number, the Defendant used the phone call to the victim G at a non-place on May 29, 2019, and used the Defendant’s name as a proxy for B Bank H H of the Bank. “When I obtained the card loan from I and then deposits it into the said company’s account and redeems the loan, B Bank M&C will open the account number of 2.8% per annum.

"Falsely speaking, the victim was given a loan of KRW 10,80,000 from I, and then received a total of KRW 10,80,000 from the corporate bank account in the name of the defendant on the same day.

On May 29, 2019, the Defendant deposited KRW 10 million out of the KRW 10,80,000,000 deposited in the corporate bank account in the name of the Defendant at the corporate bank Gwangju metropolitan branch located in Geum-gu, Gwangju-gu, 156, Gwangju-gu, pursuant to the direction of the employees of the corporate bank operator, and then withdrawn it in cash at the above corporate bank account in the vicinity of the above corporate bank Gwangju branch.