1. Of the judgment of the court of first instance, the part against the defendant shall be revoked, and all the plaintiffs' claims corresponding to the revoked part shall be revoked.

1. Facts of recognition;

A. On June 20, 2008, Plaintiff B entered into an insurance contract with the Defendant for non-distribution guarantee (hereinafter “instant insurance contract”) with the following content.

Insurance period: The insured on June 20, 2008 from June 20, 208 to June 20, 208: the legal heir of the insured, and beneficiary of non-life insurance: The content of the insured person's guarantee / [basic guarantee] the death of the insured person: payment of KRW 50,000,000 (hereinafter referred to as the "basic guarantee of this case") / [special agreement] traffic injury, death (non-driver) (hereinafter referred to as the "special agreement guarantee of this case"): Payment of KRW 50,000 (hereinafter referred to as the "special agreement guarantee of this case").

B. Of the general terms and conditions that basically apply to the instant insurance contract (hereinafter “instant general terms and conditions”) including the instant basic guarantees and guarantee of special agreements, the contents of the instant general terms and conditions are as follows.

Article 14 (Compensation for Loss) (1) If the insured sustains any bodily injury (excluding physical assistance equipment, such as acceptance, doubt, bill, rule, etc.) due to a sudden and incidental accident (hereinafter referred to as “accident”) during the insurance period, the company shall compensate for the damage resulting from the injury (hereinafter referred to as “damage”) in accordance with this Clause.

Article 15 (Compensation for Non-Compensation) (1) Unless otherwise agreed, the Company shall not pay compensation for any damage incurred by the insured while the insured commits any of the following acts for the purposes of occupation, duties or club activities:

1. Specialized light team (referring to a team that misleads the ground wall or ice wall, or requires special skills, experience, and advance training using professional light equipment), Bangladesh steering, and Scar;

Egypt, scood ice, Egypting, or similar dangerous activities

2.Myt, motor vehicles, or Obatour, game, show (including practice for this purpose) or trial operation: Provided, That on public roads, this shall not apply.