Defendant shall be punished by a fine of KRW 2,000,000.

If the defendant does not pay the above fine, 50,000 won.

Punishment of the crime

1. A person who intends to operate a credit business, despite the fact that each business office is registered with the competent administrative agency, the Defendant, while running a credit business on the condition that the Defendant would receive days from August 22, 2011, without registering the credit business.

2. Where an unregistered credit service provider lends a loan, the maximum interest rate on a loan of money shall not exceed 30% per annum (based on August 201);

On August 22, 2011, the Defendant loaned 2.720,000 won to the applicant C of the loan at the mutual infinite coffee store located in Seocho-gu Seoul, Gangnam-gu, Seoul, on the condition that the principal of KRW 3 million and KRW 2.720,000,000,000 per annum 90,000,000,000 won per annum, which exceeds 236.92% per annum.

Summary of Evidence

1. Defendant's legal statement;

1. Application of the Act on the Legal Statement of Witness C

1. Relevant Article 19 (1) 1 and Article 3 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users concerning criminal facts, Article 19 (2) 3 and Article 11 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users, and Selection of each fine;

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;