Defendant shall be punished by a fine of KRW 3,000,000.

If the defendant does not pay the above fine, 50,000 won.

Punishment of the crime

1. Any person who intends to operate a credit business shall register the relevant place of business with the competent administrative agency;

Nevertheless, in October 2012, the Defendant, while running a credit business on the condition of monthly change from around October 2012, did not register it with the credit business, and operated the credit business.

2. Where an unregistered credit service provider lends a loan, the maximum interest rate on a loan of money shall not exceed 30% per annum (based on October 2012);

On October 10, 2012, the Defendant loaned 200,000 won to D (the 35 years of age, the 35 years of age, and the 720,000 won (the 7.20,000 won) per month from the office of "C" located in Yongsan-gu, Yongsan-gu, Yongsan-gu, Busan, and exceeded 30% of the statutory interest rate per annum 47% per annum.

Summary of Evidence

1. Defendant's legal statement;

1. Statement of D police statement;

1. Application of Acts and subordinate statutes on the standard contract for loan transactions;

1. Relevant Article 19 (1) 1 and Article 3 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users concerning criminal facts, Article 19 (2) 3 and Article 11 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users, and Selection of each fine;

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;