The defendant is not guilty. The summary of the judgment against the defendant shall be published.

1. Around June 18, 2013, the Defendant, who is a credit service provider, agreed to the interest rate exceeding the statutory interest rate by lending KRW 1.8 million to C at the mutual infinite coffee shop in Busan, and by allowing 40,000 per day to receive KRW 2.6 million for 65 days.

2. The Defendant loaned 2 million won to C around August 5, 2013, but asserts that no money was leased to C with the same content as the facts charged on the date and time indicated in the facts charged. In other words, the following circumstances acknowledged by the record are as follows: ① in the process of police investigation, C borrowed money of KRW 1.8 million calculated by subtracting 2 million from the fee from the number of days traded before C at a coffee shop, which was 200,000 won, for 45,000 won a day, from 30,000 won a day to 30,000,000 won a day; ② The Defendant appeared to the said account under the name of 20,000 won and interest on the principal and interest on the money deposited to D, and thereafter, 3.0,000 won was stated in C’s new account under the name of 20,000 won as a witness at C1.