1. The Defendant shall pay to the Plaintiff KRW 66,098,330 and the interest rate of KRW 10.5% per annum from November 21, 2018 to the date of full payment.

Comprehensively taking account of the overall purport of the statements and arguments set forth in Gap evidence 1 and 2 (including additional numbers), the defendant was loaned 192 million won from the plaintiff on February 18, 2016 as the agreed interest rate of 7.5% per annum; the overdue interest rate of 24% per annum (the overdue interest rate of a credit financial institution from April 30, 2018 can be added to 30.5% per annum pursuant to Article 9(3)2 of the Enforcement Decree of the Act on Registration of Credit Business, etc. and Protection of Finance Users); the repayment period and method of repayment shall be 75 months equal to the principal and interest repayment method (the overdue interest rate shall be 10.5% per annum if the payment of the principal and interest on the installment or the installment repayment is delayed on two consecutive occasions or more); the defendant lost profits due to the repayment of the principal and interest payment at least twice after November 21, 2018; the defendant is recognized as the ground for delinquency due to the overdue interest.

According to the above facts of recognition, the Defendant is obligated to pay to the Plaintiff damages for delay calculated at the rate of 10.5% per annum, which is the above overdue interest rate, from November 21, 2018 to the date of full payment, to the day of full payment.

If so, the plaintiff's claim is accepted.