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1. The plaintiffs' claims are dismissed.
2. The costs of lawsuit are assessed against the plaintiffs.
Reasons
1. 20,00 won (120 days limit per day of hospitalization) per day when he/she is hospitalized for the direct purpose of treatment due to a disease or a disaster of a local-level medical contract for the use of at least basic facts [the maximum of 31 days of hospitalization] [the maximum of 30,000 won per day of hospitalization for the direct purpose of treatment due to a disease or a disaster] [the maximum of 30-day maximum of 30 days of hospitalization for the purpose of treatment] the maximum of 10,000 won per operation when he/she is hospitalized for the direct purpose of treatment due to a disease or a disaster [the maximum of 30 days of hospitalization for the purpose of treatment] the maximum of 30,000 won per day of hospitalization for the purpose of 30,000 won per 30,000 won per operation; the maximum of 1,000 won per day of hospitalization for the purpose of 1,50,000 won per day of hospitalization for the purpose of 30-day of hospitalization for the maximum maximum of 3 days of hospitalization;
A. On May 18, 2010, A entered into an insurance contract for a “post office health insurance (long-term refund type)” between May 18, 2010 to May 18, 2052 between the insured and the Defendant (hereinafter “instant insurance contract”).
The main coverage is as follows:
B. A received 3 million won for diagnosis (medical care benefit) from May 16, 2011 to October 25, 2011 and received an operation installment and hospital benefit for liver cancer treatment after undergoing a diagnosis for the determination of liver cell cancer around November 24, 2010.
C. On September 27, 2011, the Defendant notified A of the termination of the instant insurance contract and terminated the instant insurance contract.
(A) The payment of the payment for a disaster as of October 25, 201, which was paid after the termination of the contract, is the insurance money for which the cause for payment occurred on June 1, 2010). The ground for termination is the insurance contract of this case as follows.
Article 30 (Termination due to Duna events) (1) In the case of any of the following, a communications agency shall be aware of such fact: