A defendant shall be punished by imprisonment for one year.

However, the execution of the above punishment shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

Punishment of the crime

No person of "2018 Highest 3313" shall borrow or lend any access medium, or store, deliver or distribute such medium, in receiving, demanding or promising compensation for the use or management of the access medium.

Nevertheless, the Defendant listened to the phrase “I will give KRW 200,000,000,000,000,0000,000,000,0000 won before the Defendant’s house located in Gwangju-si around February 13, 2017, and received KRW 20,000 from the Defendant’s home, and the Defendant is the representative, through Kwikset’s Kwi’s service, the OTP and Postal Card, which are the access media of the (F) and the National Bank Account (G)’s account.

Accordingly, the Defendant lent the access media to the name in return for the payment.

"2018 Highest 5715"

1. No person who violates the Electronic Financial Transactions Act shall borrow or lend any access medium, or store, deliver or distribute any access medium while receiving, demanding or promising to receive, demand or promise any access medium;

Nevertheless, at around March 11, 2016, the Defendant offered a proposal to offer KRW 200,000 per account when he/she lends an account to be used as a borrowed passbook of a liquor company from a person without his/her name in the vicinity of the Defendant’s residence, and lent an access medium for six times from around that time to April 17, 2017 through Kwikset Service, each of the access media connected to the National Bank Account (I, J) and the Nonghyup Bank Account (K), which was established by the Defendant as his/her representative.

2. A person who intends to engage in loan business in violation of the Act on the Registration of Loan Business, etc. and the Protection of Financial Users shall engage in each place of business;