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(영문) 대구지방법원 서부지원 2018.09.12 2018고단603
대부업등의등록및금융이용자보호에관한법률위반등
Text

A defendant shall be punished by imprisonment for one year.

However, the execution of the above sentence shall be suspended for a period of two years from the date this judgment became final and conclusive.

Reasons

Punishment of the crime

1. Violation of the Act on the Registration of Loan Business, etc. and the Protection of Financial Users;

(a) A person who intends to engage in loan business without registration shall register with the Mayor/Do Governor having jurisdiction over the relevant place of business by each place of business;

Nevertheless, the Defendant, on June 2, 2015, entered into a loan agreement with F at the E Hospital located in Daegu-gu, Daegu-gu, and thereafter lent 10 million won to F, deducted 1.3 million won as the interest, and then remitted 8.7 million won to F account in the name of F from around that time to January 26, 2017, and run a loan business without registering with the Mayor/Do Governor in the manner of receiving the total amount of KRW 2,592,710,000, as shown in the List of Crimes (1) in the attached Table of Crimes (208).

(b) Where a unregistered credit service provider grants a loan in violation of the interest rate limitation, it shall not receive interest exceeding 25% which is the statutory maximum interest rate;

Defendant lent KRW 10 million at the date, time, and place described in the foregoing paragraph (a), and loaned KRW 1.3 million per month by means of repayment based on the principal amount of KRW 1.3 million each month over nine months, and received interest of KRW 76.5% per annum from around that time to January 18, 2017, and received interest exceeding the statutory maximum interest rate of KRW 206 times, such as the list of crimes in attached Form (2).

2. No person who has collected claims in violation of the Fair Debt Collection Practices Act shall threaten a debtor in connection with debt collection;

Nevertheless, on January 1, 2017, the Defendant was unable to receive debt from F, the debtor, in the above E-7th-class cancer treatment ward nursing room of the above E-V hospital on the first time, the Defendant: (a) "I am, and I am ar, and I am am ar. I am ar. I am ar. I am ar. I are two male employees, who are working in the office in the Gyeongsan, and there are two male employees.

The death of a person is not an accident.

“Intimidating F,” the term “F.”

The Defendant on January 201, 201.

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