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A defendant shall be punished by imprisonment for not less than eight months.
However, the execution of the above sentence shall be suspended for a period of two years from the date this judgment became final and conclusive.
Reasons
Punishment of the crime
[Structureed to commit fraud in lending money for lease on a deposit basis for houses] The Ministry of Land, Infrastructure and Transport operates the system of lending money for lease on a deposit basis, which provides loans at a rate lower than that of the time when applying for a loan with only certain documents such as a certificate of employment, detailed statement of salary, etc. without any special security to stabilize the residence of homeless workers with financial resources from the National Housing Fund.
However, the fact that the financial institution entrusted with the affairs related to the loan of the deposit of the deposit of the deposit of the house will conduct a fraudulent examination and loan, and the broscers, after inviting false lessees and those who will act as the lessor, shall prepare a false certificate of employment and a written lease contract to the lessee, and the lessee shall file an application for the loan of the deposit of the house with the financial institution as above. The false lessee shall cooperate with the preparation of the lease of the house and apply for the loan of the house while submitting the documents related to the false employment and the written lease of the house to the financial institution. The lessor shall, upon request of the financial institution to verify the existence of the contract of the lease of the deposit of the house, enter into the contract as if he entered into the lease of the house, withdraw the loan of the deposit of the deposit of the loan and distribute the loan after receiving the loan of the loan to his accomplice.
[Specific facts of crime] The Defendant, along with C and D, engaged in a false lease agreement and a certificate of employment prepared as if a person who does not have a house rents a house with the financial institution to acquire the loan from the financial institution by taking advantage of the employment-related documents such as a false lease agreement and a certificate of employment. The Defendant plays a false lessor, C plays a role as a false lessee, C plays a role as a false lessee and an applicant for a loan, and D is a false employment certificate in