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A defendant shall be punished by imprisonment for six months.
However, the execution of the above punishment shall be suspended for one year from the date this judgment becomes final and conclusive.
Reasons
Punishment of the crime
1. Events, such as writing, electronic records, etc.;
A. From 2015 to 2015, the Defendant had been working for delivery at the D restaurant located in C in the permanent residence run by B, and had been able to open the mobile phone in B and in B’s name.
On September 21, 2017, the Defendant entered “B” and “B” in the customer confirmation column of “H” online through employees G into the customer confirmation column, and sent the same to the I Internet network as if it was duly formed.
Accordingly, the Defendant forged the online “H new application” in the name of B, a prior recording of rights and duties, and exercised it for the purpose of hindering the management of affairs.
B. In relation to the opening of an account, the Defendant used the mobile phone in the name of B, as set forth in subparagraph 1(a), with the intention to use the J Internet account in the name of B by advertising the fact that he/she is in custody of his/her identification card.
On January 25, 2018, the Defendant, within the above D restaurant, installed J App in the above D restaurant, entered the name and resident registration number of B, and the password transmitted by smartphone in order to certify the user in the app, and opened an account under B by transmitting B’s identification card pictures.
Accordingly, the defendant, for the purpose of hindering the management of affairs, forged a written application for opening a J account under B, a prior recording of rights and obligations, and exercised it.
2. Fraud or violation of the Specialized Credit Finance Business Act;
A. The Defendant had the intent to “emergency loans” that can be loaned without verifying the identity of the lender when only J accounts exist.
On January 30, 2018, the Defendant applied for a loan in the above restaurant through J app, while driving as if the Defendant was B.
However, there was no fact that the Defendant was delegated with the loan from B.