1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On August 12, 2016, G concluded an automobile insurance contract (hereinafter “instant insurance contract”) with the Defendant and H franchise as the insured vehicle, from August 28, 2016 to August 28, 2017, with the insurance period fixed from August 28, 2016 to G as the insured (hereinafter “instant insurance contract”), and the designated driver designated the Plaintiff as the Plaintiff and subscribed to the designated one driver’s additional terms and conditions.

B. On November 29, 2016, at around 01:00, D’s hotel parking lot located in Sungnam City, a car owned by the Plaintiff (hereinafter “instant accident vehicle”) was in conflict with E’s F’s car and shocked (hereinafter “instant accident”).

[Special Terms and Conditions of Limited Driving for One Insured Person]

1. A damage insurance company covered by the insured (hereinafter referred to as the “company”) shall compensate as provided in this Special Terms and Conditions if the insured is limited to only one insured person who is to drive the insured motor vehicle.

2. A non-compensationed damage Sheet Company shall not pay the insurance money, notwithstanding the provision of the "special clause on vehicle driving security" for an accident that occurs while a person other than the named insured is driving another motor vehicle stipulated in the "special clause on vehicle driving security" in accordance with this special clause.

[Additional Terms and Conditions for Designated 1 Driver]

1. The target of insurance coverage may subscribe only to one of the "Limited Driving Special Terms and Conditions for the Insured," and "Limited Driving Special Terms and Conditions for the Insured," respectively.

2. The damage company covered by the indemnity shall be one designated driver listed in the insurance policy (hereinafter referred to as “designated driver”) notwithstanding the provisions of the “Special Terms and Conditions for Limited Driving for One Insured and the “Special Terms and Conditions for Limited Driving for Non-Drivers,” and the family members of the registered insured as stipulated in the “Special Terms and Conditions for Limited Driving for Family Drivers.”