1. The Defendant’s KRW 50,000,000 and the Plaintiff’s annual rate of KRW 5% from November 21, 2017 to January 15, 2018.

1. Basic facts

A. The Plaintiff and the Defendant entered into an insurance contract 1) The Plaintiff is QM5 vehicle (hereinafter “Plaintiff vehicle”).

The Defendant is the owner of the Plaintiff’s automobile and the Defendant is a comprehensive automobile insurance contract with respect to the Plaintiff’s automobile from October 1, 2013 to October 1, 2014 (hereinafter “instant insurance contract”).

(2) The instant insurance contract was concluded with the limited driving between husband and wife at the age of 35 as a special agreement, and the automobile insurance clause is defined as follows.

2. Special Terms and Conditions of Limited Driving for Husband and Wife Drivers

1. When the insured is limited to the insured (hereinafter referred to as the "insured") as stated in the insurance policy and his spouse as provided for in this Special Terms and Conditions, an insurance company shall compensate the insured for the motor vehicles listed in the insurance policy (hereinafter referred to as "insured motor vehicles").

However, I do not regard the personal compensation I.

2. A non-compensationable damage company shall not pay insurance proceeds in respect of any accident occurred while a named insured person or a person other than his/her spouse is driving an insured motor vehicle in accordance with this special terms and conditions.

However, if the insured motor vehicle was stolen, I will pay insurance money for 10 liability for damages caused by the accident of the insured motor vehicle occurred between the time of theft and the time of theft, 11 liability for damages, 13 liability for damages caused by the accident of the insured motor vehicle.

B. On June 30, 2014, at around 04:35, C, who is the Plaintiff’s son of a traffic accident, drives the Plaintiff’s vehicle while under the influence of alcohol 0.083% at around 04:35, while driving the Plaintiff’s vehicle at approximately 300 meters wide from the front bank of the E parking lot D at the time of racing, and continuously proceeding with two girs on the left side of the street outside of the road while driving the E parking lot from the Tran education center to the front bank of the E parking lot, and they fall down on the part of the road beyond the farm road after receiving a retaining wall for drainage concrete.