Defendant shall be punished by a fine of KRW 4,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

1. Violation of the Electronic Financial Transactions Act [2015 high-level 1173] No person may borrow a means of access for electronic financial transactions in return for payment. On July 2013, the Defendant sent a name-free statement using Kwikset service to the Defendant’s post office account (Account Number B) and a physical card connected to the Defendant’s account, password number, agricultural bank account (Account Number C), and personal identification number connected to the Defendant’s account, and Kwikset service.

Accordingly, the Defendant transferred the means of access for electronic financial transactions in return for payment.

2. Around July 8, 2013, the Defendant: (a) purchased a vehicle for Category 1,290,000,000 won from Hyundai Capital Co., Ltd.; (b) received a loan from Hyundai Capital Co., Ltd.; and (c) submitted to the victimized company an application for a heavy discount to pay the vehicle by equal installments of principal and interest for 48 months for the victimized company.

However, the defendant did not have any property except KRW 4 million in cash, which had no certain income, even though he/she was suffering from the Defendant, with only a workplace with a strong wind, and there was no intention to pay the repayment amount, even if he/she received a loan from the victim company as above, because he/she did not have any property.

Nevertheless, the defendant received KRW 12.9 million from the damaged company as the price for the vehicle and acquired it by fraud.

Summary of Evidence

[Fact 1]

1. Police suspect interrogation protocol of the accused;

1. E, .