A defendant shall be punished by imprisonment for not less than two years and six months.

Seized evidence as referred to in subparagraphs 9 through 11 shall be confiscated.

. The applicant.

Punishment of the crime

[2014 Highest 1922]

1. When the Defendant was unable to repay his/her debts, he/she committed as if he/she was engaged in financial institutions to others, borrowed identification cards, etc. from others on the ground of his/her performance and received loans using them.

On October 13, 2010, the Defendant stated the U.S. bill of indictment, which is a university motive, in the Cheongpo University located in the Cheongpo-gun, Cheongan-gun, Cheongan-gun, Chungcheongnam-do, 1666 on October 13, 2010, but the Busan Solomon Savings Bank is the defrauded of U’s loans in his name, the dispositive act holder, and the victim under the Criminal Act. Thus, the Defendant’s right

(hereinafter the same shall apply)

In other words, I have borrowed a resident registration certificate, an agricultural cooperative passbook, and a mobile phone from U to believe that "I will not damage the credit rating, and lend a Dora, identification card, head of Tong, mobile phone," and that "I will not damage the credit rating."

The Defendant had access to the website of the Victim Busan Solomon Savings Bank through the Internet at a place where the same day is unknown, and applied for a loan of KRW 10,000,000 in U under U’s name. The Defendant respondeded from the staff of the Victim Busan Solomon Savings Bank to U mobile phone as U, while the phone for the confirmation of identity was fluenced as U, the Defendant asked that “the Defendant had applied for a loan.”

As seen above, the Defendant: (a) by deceiving the staff of the Victim’s Busan Montreal Savings Bank as if she was acting as U and was transferred KRW 10,000,000 from the Victim’s Busan Montreal Savings Bank to U under the name of U on the same day; and (b) from then on October 21, 2014, the Defendant borrowed KRW 396,785,207 in total from the victim’s financial institutions by lending the identification card, etc. from 32 by the above method as shown in the List of Crimes (1).

In this respect.