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1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Facts of recognition;
가. 보험계약 체결 원고는 2012. 9. 28. B과 사이에, “보험기간 2012. 9. 28.부터 2042. 11. 13.(만 30세)까지, 피보험자 C(보험계약 당시 태아, D일자 출생), 보험가입금액 기본계약 1억 원 등”을 내용으로 하는 ‘무배당굿앤굿어린이CI보험(Hi1209) 1종’ 보험계약을 체결하였다
(hereinafter “instant insurance contract”). The Defendant served as the Plaintiff’s insurance solicitor from August 2012 to June 2016, and is the husband who is the person in charge of soliciting the instant insurance contract and the husband B.
B. Upon the occurrence of an insurance accident and the payment of insurance proceeds B, the medical records of Esante and the medical records of the Esantegian stated that “A shall undergo outpatient medical treatment from July 2, 2012 to July 23, 2012, from Esantegian’s Board (M/O), to August 27, 2012; and from September 1, 2012; and on September 28, 2012, the Esantegian and the medical records of the medical records of the medical records of the medical records of the medical records of the medical records of the medical records of the medical records of the Esanteg and the medical records of the medical records of the medical records of the medical records of the medical records of the medical records of the medical records of the medical records of the medical records of the medical records of the medical records of the medical records of the medical records of the medical records of the medical records of the medical records of the medical records of the medical records of the medical records of the medical records of the medical records of the medical records.”
(A) At the end of October 2012, B, when the post-prison of the post-prison test continued to be conducted, B was born at the low body of 0.8 km, and C was hospitalized at the end of 0.8 km due to an emergency king of the D date (EM 27th 2002) with the pre-prisonum team, the post-prisonum crisonum crisonise, and the pre-prisonum c was hospitalized at the Esanbu and the Esanbu Hospital on November 3, 2012, and was judged to have a verbal disorder 3rd.
B Under the instant insurance contract, the Plaintiff was paid KRW 160,831,516 in total from February 6, 2013 to June 8, 2018 by claiming insurance proceeds, such as medical expenses, daily allowances for hospitalization, disability insurance money, etc.
C. Of the written subscription, 1B on September 25, 2012, the notice of mandatory contents and the relevant insurance terms and conditions are prior to the contract of the instant insurance contract.