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1. The Defendant paid KRW 70,920,330 to the Plaintiff KRW 6% per annum from May 20, 2014 to May 6, 2015.
Reasons
1. Facts of recognition;
A. 1) On April 19, 2007, the net B insurance contract of this case (hereinafter “instant insurance contract”) between the Plaintiff and the Plaintiff as follows.
A) The name of the goods was entered into. The insurance premium for the month of the non-dividend Permissible Drivers Insurance: 57,070 won (Guarantee: 27,030 won: 30,040 won): the insurance period from April 19, 2007 to April 19, 2017: the beneficiary at the time of the death of the insured: the legal heir: 50,000,000 won - the death of serious injury: 50,000 won - the death of the injured: 40,000 won: 40,000 won (the death of the injured: 40,000 won) in the written subscription for the insurance contract of this case, B put in place any question “Iskn't own or manage the Lao, or use it as occupation, duty, club, hobby, hobby activity”.
3) The instant insurance terms and conditions are as follows. In Sub-Section 4, the contractor, the insured, or their agents are aware of the fact that they are asked questions in the subscription form (including health examination if they are subject to health examination) at the time of subscription (including the time of health examination), such as the contractor’s obligation to inform the contractor of the contract before the contract is concluded (hereinafter “the obligation to inform the contract”). It is the same as the obligation to notify the contract under the Commercial Act.
I. Article 30 (Duty to Notify after Contract) (1) After entering into a contract, the contractor or the insured shall include any change in the occupation or duty (including any change in the occupation or duty of the self-employed driver as a driver for business) of the insured.
(ii) If a two-wheeled motor vehicle or motorcycle is used directly, it shall notify the company in writing without delay and obtain confirmation on the insurance policy (the insurance policy).
(2) If the risk has decreased pursuant to paragraph (1), the company shall return the difference insurance premium, and if the risk has increased, it may request or terminate the contract within one month from the date of receipt of notice.
(3) Notification under paragraph (1) shall be made.