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(영문) 전주지방법원 2015.11.13 2014가합7543
보험에관한 소송
Text

1. All of the plaintiff's claims are dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On September 25, 2008, the Plaintiff, as an insurance company, entered into an insurance contract with the Defendant in attached Form 1 (hereinafter “instant insurance contract”) with an insurance premium of KRW 100,000 per month.

B. From March 18, 2010 to September 1, 2014, the Defendant hospitalized approximately 501 days over 30 days as shown in attached Table 2, and received KRW 41,455,259 in total from the Plaintiff as insurance money under the instant insurance contract.

C. At the time of entering into each of the instant insurance contracts, the Defendant entered into an insurance contract with other insurance companies as the Defendant with the following content.

On August 8, 2000, the number of monthly insurance premium (cost) received from the name of the product as of the date of application for the insurance company (the first insurance premium) plus the amount of KRW 36,530,000 on September 6, 2005, the aggregate of the insurance money of KRW 106,900,700,000 on the KIB Y 106,900 on September 6, 201, the KIB 19,500,500,000 on May 30, 2008 to March 30, 2014, the aggregate of the insurance money of KRW 219,50,100,310,000 for the FIB 36,530,000,000 for the FIG 30,000.

From May 30, 208 to December 24, 2014, 2014, Dongyang Life Reserve II 89,300 15,400,400 to May 30, 2008 to August 12, 2014, Plaintiff 1 on May 30, 2008 and December 5, 2014, Brazil Insurance08 10,000,000 to August 25, 2014, 2008;

D. Even after the conclusion of the instant insurance contract, the Defendant concluded an insurance contract with other insurance companies with the following contents, and received the insurance proceeds.

Postal Insurance Co., Ltd. (FF) 1 Korean Commercialized Loss Insurance Co., Ltd. (FFF) on March 2, 2009 at the 1st insurance time to receive monthly insurance premium (CF) in the name of the product (CF) (FF) from the date of subscription; 42,210 25,19,623 from March 18, 2010 to August 12, 2014; 128,940 29,140,000 on September 18, 2009 to March 18, 2010 to September 3, 2014; 64,204, 17, 17, 140, 140, 2000 from September 1, 2014 to September 29, 2014;

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