Defendant shall be punished by a fine of four million won.

If the defendant fails to pay the above fine, 50,000 won shall be one day.

Punishment of the crime

The Defendant is a person who engages in credit business under the trade name of the member B apartment of Ansan-si 120 dong 603, Ansan-si 1782.

Where a person engaged in credit business lends a loan to an individual, the interest rate shall not exceed 39% per annum prescribed by Presidential Decree. However, around December 14, 2011, the defendant extended a loan of 1.4 million won after deducting 600,000 won from the prior interest from the E Station located in Bupyeong-gu Incheon Metropolitan City, Incheon Metropolitan City, to the victim G during the two-month period of the loan, and received interest of 300,000 won per annum from the victim from December 29, 201 to February 21, 201, at the rate of 257.04% per annum exceeding 39% per annum.

"2012 Highly 2147"

1. H is a person who serves as an employee of a lending company operated by the Defendant and loans and receives loans from the victims;

Although the Defendant could not receive interest exceeding the statutory interest rate at the time of loan with H, on December 12, 2012, the Defendant received interest as shown in the annexed list of crimes, including: (a) around 2.7 million won, deducting 300,000 won as a prior interest when concluding a loan agreement with the victim I at the department store located in Bupyeong-dong, Bupyeong-gu, Incheon Metropolitan City; (b) and (c) KRW 300,000,000 after deducting 300,000 won as a prior interest; and (d) at the interest rate of 533.2% per annum in excess of the statutory interest rate on a daily basis, by having

Accordingly, the Defendant, in collusion with H, received interest exceeding the statutory interest rate.

2. Although the Defendant was unable to commit a debt collection act by threatening the debtor, the Defendant, knowing that the husband of the victim I works as a public official in Incheon Viewing City, by threatening the victim to “I wish to receive a loan by threatening the victim to the effect that I will use the public official’s wife’s bonds and not pay the money.”

The defendant around March 2012, around 2012, has the principal and interest of the victim lent.