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(영문) 전주지방법원 2014.06.18 2013가합3056
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Facts of recognition;

A. On November 12, 199, the Plaintiff entered into an insurance contract with the Defendant, the Plaintiff as the insured and the beneficiary from November 12, 1999 to November 12, 2009; the insurance contract amounting to KRW 20,000,000; and the insurance contract amounting to KRW 4,500,000 each month during the first grade disability due to a traffic accident during the holidays; and the insurance contract of this case stipulates that a traffic disability pension shall be paid when the insured becomes a state of disability of Grades I through II in the list of disability classification marks directly due to a traffic accident during the insurance period; and the disability classification table provides that when the insured shall be provided with a lifelong life or nursing due to a significant obstacle in the middle grade boundary or spirit of Grades I through II, then the insurance contract of this case shall be provided for disability of Grades I through II.

B. Around March 2001, the Plaintiff was within the hospital B from May 2001 to January 2003, and received drug treatment with an anti-scopic and cardio-scopic anti-scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scops

C. Around 08:40 on June 3, 2007, D driven the E vehicle (hereinafter “the instant accident vehicle”) and driven the G in front of the G located in the Yansan-gu Seoul Special Metropolitan City, in the direction of the hospital at a speed of 50km/h/h from the direction of the hospital to the right-hand side of the instant vehicle at a speed of 109km/h from the direction of the hospital at a speed of 109km, D met the Plaintiff crossing the two-lanes from the right-hand side of the instant accident to the left-hand side of the instant vehicle, and thereby, the Plaintiff shocked the ews, ews, and ews that require approximately 10 weeks of treatment.

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