1. The defendant shall pay to the plaintiff KRW 22,198.038 and KRW 20,700,000 among them, from July 16, 2014 to the day of full payment.

1. The following facts may be found either in dispute between the parties or in combination with the whole purport of the pleadings in each entry in Gap evidence 1 to 5:

The plaintiff is a general financial corporation specializing in loans for installment financing, general loans, lease, etc. with the authorization of the Financial Supervisory Commission. The defendant is a person who entered into a credit transaction contract with the plaintiff for the purpose of purchasing used cars as follows:

B. 1) The Defendant entered into a credit transaction contract: C K5 used vehicles from B (hereinafter referred to as “high-speed vehicles in this case”);

(A) On March 26, 2014, the Plaintiff entered into a loan agreement between the Plaintiff and the Plaintiff to obtain a loan of KRW 20,700,000 at a rate of 22.90 per annum and 36 months during the loan period (hereinafter referred to as “the loan agreement of this case”).

(2) At the time of the instant loan agreement, the Defendant agreed to perform the pertinent obligation by complying with the credit transaction agreement and the basic credit transaction agreement, and if a cause for loss of the term profit under the credit transaction agreement or the credit transaction agreement occurs, the Defendant agreed to pay damages for delay calculated by 29.00% per annum on all obligations related to the remaining principal and all obligations by loss of the term profit.

3. However, the Defendant lost the profits of July 15, 2014 due to the failure to repay the principal and interest despite the obligation to repay the loans under the above credit transaction contract.

2. The party's assertion and judgment

A. According to the above facts finding as to the cause of the claim, the defendant shall pay to the plaintiff 22,198,038 won (=interest 1,395,000 won of the remaining principal of the loan up to the date of loss of due interest of KRW 20,70,000 and delay damages up to the date of loss of due interest of KRW 1,395,085) and 20,700,000 of the remaining principal of the loan from July 16, 2014 to the date of full payment.