A defendant shall be punished by imprisonment for one year.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

On October 2010, the Defendant reported on the advertisement that she would borrow a loan through a daily information log in early October 2010, the Defendant provided a false name loan hub and the Defendant’s national technical qualification certificate to the said financial institution by forging the above certificate of qualification to obtain a loan by submitting it to the said financial institution, and agreed to pay 50% of the loan to the said loan hub as a fee.

1. On October 2010, the Defendant forged public document documents indicated the Defendant’s evidentiary photo in Busan City bus terminal located in Busan City, which was located in Busan City bus terminal in Busan, on his/her name-free loan hub, the Defendant indicated the Defendant’s certificate No. B, “name A,” and “resident registration number C” in the national technical qualification certificate of the chief executive officer of the Human Resources Development Service of the Human Resources Development Service of the Republic of Korea printed on a computer, and attached the Defendant’s photograph in the photograph column.

Accordingly, the defendant, in collusion with his name-free persons, forged a certificate of national technical qualification for the defendant under the name of the Human Resources Development Service of Korea, which is an official document.

2. On November 2, 2010, the Defendant applied for a loan to Hyundai Social Loan Officials in the vicinity of the “Magman Station” located in Dong-dong, Gyeonggi-do, and issued a forged official document certificate as if it were issued genuinely.

3. The Defendant attempted to commit fraud, at the time and place specified in paragraph (2), filed an application for a loan of KRW 37 million with the victim Hyundai Syman Social Loaner, and issued a forged national technical qualification certificate, thereby deceiving himself as if he had the intent or ability to repay the loan due to his national technical qualification certificate, but the said loan employee attempted to confirm whether the Defendant’s national technical qualification certificate was forged with the Human Resources Development Service of Korea.

Summary of Evidence

1. Defendant's legal statement;

1. Each protocol of the police interrogation of the accused (including cross-examination);

1.Each.