Defendant shall be punished by a fine of KRW 2,000,000.

If the defendant does not pay the above fine, 50,000 won.

Punishment of the crime

The Defendant could not be capable of repaying a loan even if he/she has received an excessive loan from another person, such as borrowing of money or receiving a loan from a lending company, by investing in stocks, which is considered to have been damaged.

Nevertheless, on June 16, 201, the Defendant concealed the fact, and made a false statement to the effect that it will not cause damage by resolving the guarantee borrowed to the victim D within six months at the 2nd factory in the Chang-gu Seoul Special Metropolitan City, Chang-gu, Seoul Special Metropolitan City, Seoul Special Metropolitan City, and that it will not cause damage by resolving the guarantee borrowed to the victim D within six months at the west.

피고인은 위와 같이 피해자를 기망하여 이에 속은 피해자가 같은 날 피고인이 준비해 간 불상의 대출회사의 대출서류 보증인 란에 서명을 하여주자 이를 이용하여 같은 달 21. ㈜칸도인베스트 대출회사에 300만원, 대한저축은행 대출회사에 350만원, ㈜굿모닝캐피탈대부회사에 350만원 등 합계 1,000만원의 대출신청을 하여 대출을 받은 후 이를 변제하지 아니하고 보증인인 피해자가 대위변제하게 하여 재산상 이득을 취득하였다.

Summary of Evidence

1. Defendant's legal statement;

1. Statement made to D by the police;

1. A complaint;

1. Application of Acts and subordinate statutes to loan guarantee contract, letter of guarantee, money loan contract, deposit receipt, certificate of full payment of loan, certificate of full payment of loan, and copy of deposit passbook;

1. Article 347(1) of the Criminal Act applicable to the relevant criminal facts and Article 347(1) of the choice of punishment (generally, choice of fines);

2. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse.

3. Article 334 (1) of the Criminal Procedure Act.