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(영문) 서울중앙지방법원 2018.05.18 2015가합27526
보험금
Text

1. The Defendant: 413,640,00 won to Plaintiff A and 6% per annum from May 16, 2015 to May 18, 2018; and

Reasons

1. Basic facts

A. On August 2, 2012, Plaintiff B, the mother of Plaintiff A, concluded an insurance contract with the Defendant with the following content (hereinafter “instant insurance contract”).

◎ 상품명 : E ◎ 보험계약자 : 원고 B ◎ 피보험자 : 원고 A ◎ 보험기간 : 2012. 8. 2.부터 2014. 8. 2.까지 ◎ 납입기간 : 20년 ◎ 보험료 : 119,280원 ◎ 수익자 : 사망시 - 원고 A의 법정상속인 만기시 - 원고 B 생존시 - 원고 A ◎ 증권번호 : F ◎ 보장내용 - 상해후유장해 보험가입금액(3~100%): 2억 원 - 상해 80% 이상 후유장해 보험가입금액: 2억 원 - 보험가입금액 한도 내 갱신보험료 대체납입(상해ㆍ질병 80% 이상 후유장해) 보험가입금액: 1,000만 원 - 상해 50% 이상 후유장해연금(매년 10년간 지급): 1,000만 원 - 상해입원일당 보험가입금액: 2만 원 - 상해중환자실 입원일당 보험가입금액: 2만 원 - 상해흉터복원수술비 보험가입금액: 7만 원

B. (1) On August 11, 2012, Plaintiff A driving a two-wheeled vehicle (G) on a two-wheeled vehicle (G) and proceeding in the direction of the plenary session in the direction of the plenary session, the occurrence of the accident conflicts with the vehicle that had the left-hand turn to the right-hand turn in the direction of the I apartment direction in the direction of the plenary session (hereinafter “instant accident”).

2) On August 17, 2012, Plaintiff A received two thalone removal and stalone removal and two stalone removal for brain pressure control, and the two stalone stalone thalone thalone thalone thalone thalone thalone thalone thalone thalone thalone thalone thalone thalone thal

3. The plaintiff A was treated by the J Hospital on October 31, 2014 in the form of a mental disorder, nephism, and nephism, which occurred after the accident. In the intelligence examination conducted on August 21, 2014, the level of intellectual disorder was assessed to be equivalent to I Q 63, and the nephism damage, such as depression, impulse, uneasiness, depression, and sporadism symptoms, is constantly observed.

At present, personal relations and self-management.

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