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(영문) 전주지방법원 2015.09.17 2014가단35114
채무부존재확인
Text

1. As to the Defendant (Counterclaim Defendant) based on the insurance contract indicated in the attached Table of the insurance contract.

Reasons

A principal lawsuit and a counterclaim shall be deemed simultaneously.

1. Basic facts

A. On September 4, 2002, the Plaintiff, an insurance company, entered into an insurance contract in the attached Form No. B with the Defendant, who is the beneficiary of the insured at the time of the death of the insured, as the Defendant (hereinafter “instant insurance contract”).

B. The main contents of the instant insurance contract are as follows.

According to the statement in Gap evidence No. 1, the insurance contract of this case is not the insurance money, but the plaintiff and the defendant expressed it as the insurance money, and both the insurance money and the mutual aid money have the nature of mutual aid in preparation for unexpected accidents. Thus, the insurance money, the beneficiary, and the insured are the insurance period.

Article 12 (Types and Grounds for Payment of Insurance Money) The Plaintiff shall pay the insured money agreed upon to the beneficiary when any of the following events occurs to the insured:

2. When a person dies due to a traffic accident or a traffic accident other than those specified in the traffic disaster classification table during the insurance period period: Article 14 (Insurance Accidents for which No Insurance Money is Paid) (1) The plaintiff may terminate this contract at the same time as he/she does not pay insurance money if any of the following events occurs to cause the payment of insurance money:

1. Where the insured has intentionally impaired himself/herself, but this shall not apply to cases where the insured has impaired himself/herself in a state of mental illness, and where he/she commits suicide after one year has elapsed from the date of commencing a liability for the contract, or has caused himself/herself to become a state of physical disability of Grade I in the

C. B (hereinafter “the deceased”), around 06:30 on June 30, 2012, felled from the 15th floor window, 204, 204, 2Ra-dong, 204, and died.

hereinafter referred to as "the case."

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