1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On May 26, 2014, the Plaintiff: (a) obtained the word “it is possible to open a bank Maspbook; and (b) made contact to the sender of the said word, thereby continuing to open a Maspbook; (c) On May 28, 2014, the Plaintiff received a call from the Bank to create a new account (B) and sent the account number, the OTP number, and the Plaintiff’s driver’s license photograph to the Bank on the same day after opening a new account (B).

3) On June 2, 2014 and June 3, 2014, by using financial information, etc. known by the Plaintiff, the person under whose name the Plaintiff obtained a loan from the Plaintiff’s name and acquired the Plaintiff’s money by transferring the balance from the Plaintiff’s bank account to a third party’s account. (B) On June 3, 2014, the Plaintiff received an application for issuance of the “KB national shopping card” (hereinafter “the instant credit card”).

2) After confirming the above receipt application, the Defendant confirmed whether the Plaintiff was in office, position, etc. of the Plaintiff by making a phone call via the Plaintiff’s workplace phone (C) and confirmed whether the Plaintiff applied for the issuance of his/her card by making a re-printed cell phone (D). 3) The Defendant entered personal information by temporarily accessing the Defendant’s website prior to receiving the real card, entering the personal information online by using a temporary card number, and verifying the card number and the validity period by using the card number and the temporary CVC number, and then, receive the real card by using the card number, the validity period, and the temporary CVC number.