A defendant shall be punished by imprisonment for six months.

except that the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

1. On March 22, 2013, the Defendant of a credit business without registration: (a) lent KRW 3 million to E, who wishes to borrow without registering with the competent authority; (b) paid KRW 2.7 million calculated by deducting KRW 3 million from the prior interest, and (c) agreed to repay KRW 120,000 per day for 30 days each day as principal and interest terms; and (d) from that time, up to January 13, 2015, the Defendant borrowed KRW 16.8 million in total (the actual loan amount of KRW 15.27 million) on nine occasions, as shown in the separate crime list, from that time until January 13, 2015.

Accordingly, the Defendant operated credit business without registering it with the competent authorities.

2. In cases where a credit service provider without registration that violates the interest rate limitation gives a loan, it shall not receive interest exceeding 30% per annum between January 21, 2009 and July 14, 2014; and interest exceeding 25% per annum from July 15, 2014.

On March 22, 2013, at the place specified in paragraph (1), the Defendant paid KRW 2.7 million, deducting KRW 3 million from the agreed amount of a loan from KRW 3 million as a prior interest, to E, who is an applicant for a loan, at the place specified in paragraph (1) of this Article, for 30 days, and violated the restriction on the interest rate of KRW 2.7 million each day on the condition that 1.2 million shall be repaid at the rate of KRW 1.2 million from the time to January 13, 2015.

Summary of Evidence

1. Defendant's legal statement;

1. Statement of the police officer in F or G;

1. Records of seizure and the list of seizure;

1. Cash storage certificates, payment angles, etc., six copies of a note, three copies of a pocket book, and data on the calculation of interest rates;

1. Application of Acts and subordinate statutes to investigation reports (E and telephone conversations with H), investigation reports (in cases of entries in seized articles), investigation reports (in addition to debtors), investigation reports (in addition to debtors), investigation reports (in addition to 2), investigation reports (in cases of interest rates of suspects, and reporting on re-preparation of a list of crimes);

1. Article 19 (1) 1 and Article 3 (1) of the Act on Registration of Credit Business and Protection of Finance Users regarding criminal facts and the Selection of Punishment (hereafter "Unregistered Credit Business"), registration of each credit business and each of them.