A defendant shall be punished by imprisonment for six months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

1. Any person who intends to engage in credit business in violation of the Act on Registration of Credit Business, etc. and Protection of Finance Users shall register with the Special Metropolitan City Mayor, etc. having jurisdiction over the relevant place of business, and where any unregistered credit service provider lends a loan, the interest rate shall not exceed 44/100 per annum;

Defendant

A and B are married couples, not registered with the competent authorities, and not leased 20,000,000 won to D Management Co., Ltd for 60 days from July 7, 201, at D Co., Ltd., and received interest rate of 59.84% per annum from the time of receiving 2,00,000 won as interest, from May 2, 2012.

2. Violation of the Fair Debt Collection Practices Act;

A. At around 10:00 on February 3, 2012, Defendant A (1), Defendant A, at the office of the Dispute Resolution Co., Ltd., and Defendant A, at this point, threatened Defendant A with F in relation to the debt collection by stating that “I must promptly pay the said principal and interest in advance to F, i.e., the debtor F, “I must have paid the said interest in advance, and I must have paid the said interest in advance.”

(2) On March 2012, 2012, Defendant A threatened F with respect to debt collection by phone calling “F at the Defendant’s house of Seodaemun-gu Seoul Western apartment No. 802, and at the Defendant’s house of Seodaemun-gu, Seoul.”

(3) around 20:00 on March 3, 2012, Defendant A, at the J stores operated by the debtor I located in Yongsan-gu, Yongsan-gu, U.S., U.S., on the ground that I would not repay the principal and interest from time to time, Defendant A, who was found together with F, K, and caused Defendant A to have crypted with Crops and repaid money in large amounts of interest. Defendant A, in his hand, f, f, and K used throps, f, f, and f, by threateninging I to debt collection, such as f, and demanding I to repay the principal and interest.

(4) Defendant A shall be subject to the above J.30 on March 4, 2012.