Defendant shall be punished by a fine of KRW 4,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

1. Any person who intends to operate a credit business or a credit business brokerage business shall register with the Special Metropolitan City Mayor, a Metropolitan City Mayor, a Special Self-Governing City Mayor, a Do Governor, or a

Nevertheless, the Defendant, without registering a credit business with the competent authority on November 1, 2013, extended a loan of 1.5 million won (titled principal) to C, an applicant for a loan, while lending 1.5 million won (titled principal) to C, who is the applicant for a loan, from 60 days to 1.470,000 won (classd principal) after deducting 30,000 won from the prior interest, from the beginning of June 2015, the Defendant run a credit business without registration by means of lending 34,50,000 won (classd principal) over nine times as shown in the list of crimes, from that time until the beginning of June 2015, as shown in the list of crimes.

2. If an unregistered credit service provider lends a loan to an individual or a small-scale corporation, it shall not receive interest exceeding the interest rate of 25% per annum under any statute.

Nevertheless, on November 2013, the Defendant loaned KRW 1,50,000 to C, an applicant for a loan in early 2013, and borrowed KRW 1,470,000 (the principal of the actual principal) after deducting KRW 40,000,000,000 per day (the principal of the interest), and received interest exceeding the statutory interest rate as stated in the attached list of crimes.

Summary of Evidence

1. Defendant's legal statement;

1. A protocol concerning the suspect examination of the accused;

1. The investigation report (in calculating the annual interest rate), the loaner C and the formula for calculating the annual interest rate;

1. Written statements of D;

1. Application of Acts and subordinate statutes, such as E loan certificates;

1. Article 19 (1) 1, Article 3 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users concerning criminal facts, and Article 19 (1) 1, Article 3 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users, Articles 19 (2) 3 and 11 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users, and each fine shall be imposed;