1. All of the plaintiff's claims are dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On July 12, 2010, the Defendant concluded the instant insurance contract with the Plaintiff. From May 9, 2011 to May 17, 2011, the Defendant received hospitalized treatment for 9 days, and as shown in attached Table 2 [Attachment 1] to June 30, 2014, 51 days in total, and received KRW 1,530,225 insurance proceeds from the Plaintiff according to the instant insurance contract.

B. The insurance contracts, including the instant insurance contracts, for which the Defendant is a contractor or the insured, are 12 cases as shown in attached Table 3 [Attachment 2]. The insurance proceeds that the Defendant received from the insurance companies from March 6, 201 to July 8, 2014 are totaled KRW 58,521,136 [=Plaintiff 1,530,225 Co., Ltd. (hereinafter “Co.”) are omitted.

) The AI life insurance amounting to KRW 20,000,000 is KRW 11,210,000 in future life insurance amounting to KRW 5,740,000 in modern marine fire insurance amounting to KRW 20,040,91 in total.

[Ground of recognition] In the absence of dispute, Gap 1, 2, 3, 5 evidence, Nonghyup Life Insurance, Matz Fire Insurance, AI life insurance, LIG damage insurance, future deposit life insurance, modern marine fire insurance, the purport of the entire arguments, as a result of the fact-finding inquiries

2. Considering the following circumstances: (a) the Defendant asserted that the instant insurance contract was concluded for the purpose of unfairly acquiring insurance money through multiple insurance contracts, and the Defendant is obliged to return the insurance money received according to the instant insurance contract, in light of good morals and other social order, even though the Defendant appears to have no special property, and paid excessive insurance money, even though the content of the instant insurance contract appears to have been nonexistent in the short term; and (b) even if it is possible to receive outpatient treatment due to the symptoms, the instant insurance contract was concluded for

3. Where a policyholder concludes an insurance contract with a view to unjust acquisition of insurance proceeds through a large number of insurance contracts, insurance proceeds shall be covered by such insurance contract.