1. The defendant shall be punished by imprisonment for four years;

2. Compensation order;

A. The Defendant shall obtain money from the applicant D to the applicant for compensation 25,285,421.

Punishment of the crime

The Defendant, on April 2015, 2015, recommended the Victim P to enter into a false food insurance contract at the Sca shop located in Sungnam-si, Sungnam-gu, Sungnam-gu, Scanam-gu, Sungnam-gu, Scanam-gu. “The annual interest rate of 8%, the two-year maturity, the mid-term maturity of 2 years, the principal of which can be cancelled, and the principal shall be guaranteed without any damage.

“The phrase “ was false.”

However, in fact, the defendant was liable to pay 100 million won without any particular property at the time of being employed as an insurance designer at the time of being employed as an insurance designer in the KING life insurance company, and had the victim purchase false food insurance products with no trust relationship with the victim, and then had the victims receive the deposit from the victims to use the money as one's own cost of living, repayment of loans, and golf expenses, and there was no intention or ability to subscribe to the deposited insurance products.

On April 3, 2015, the Defendant: (a) by deceiving the victim; (b) received money from the victim to the Korean Investment Securities account (Account Number: T) in his own name as a deposit insurance deposit money; and (c) received money from the victim under the name of the victim; and (d) received money from the 18 victims in total in the same manner as shown in the attached crime list from July 3, 2016, and acquired money from the 18 victims under the name of deposit insurance money.

around April 26, 2016, the Defendant recommended the victim U to enter into a false food and insurance product contract in the vicinity of subway stations located in 156, Gangnam-gu, Seoul, Seoul, to enter into a contract for a false food and insurance product in the vicinity of the subway stations located in 156, Gangnam-gu, Seoul, the Defendant would pay compensation within the country even if interest is high and the principal loss is incurred from the termination refund.

“The purpose of this is to make a false statement.”

However, in fact, the defendant was liable for 100 million won without any particular property at the time, and there is no false trust with the victim at the time of being employed as an insurance designer in the life insurance company ING life insurance.