A defendant shall be punished by imprisonment for not less than three years and six months.

Punishment of the crime

1. Fraud;

A. On July 2013, the Defendant served as an insurance designer belonging to the LenG Life Insurance Co., Ltd. on or around July 2013, and is a long-standing victim C with high interest rate as an elementary school building.

There is a pension insurance product for the first time that is "the 18-month pension plan for a non-dividend dyp, a dyp," the insurance period of which is 18 months, the interest rate of which is 4.05% per annum, and the subsequent allowances are approximately KRW 12 million.

Allowances made a false statement to the effect that allowances will be paid after one month of subscription.

However, in fact, there is no insurance product called "the 18-month pension Plus type" that the defendant recommended the victim, and the defendant did not have an intent or ability to pay the principal and interest as promised by the victim because the defendant did not pay the money received as a lump-sum insurance premium from the victim to the Lenna Life Insurance Co., Ltd., and was planned to use it as an individual such as stock investment without paying the money as a lump-sum insurance premium.

As such, the Defendant, by deceiving the victim as such, received the remittance of KRW 150 million from the victim on July 5, 2013 to KRW 110 million on or around July 9, 2013, and KRW 260 million on or around July 9, 2013.

B. The Defendant: (a) on January 2015, the victim had a high interest rate.

There are pension insurance products to be paid at the time of "the 18-month penalty", which is non-dividendd dye-fye-fye-fye-fye-fye-sye-sye-sye-ye-sye-ye-sye-ye-s

Allowances made a false statement to the effect that allowances will be paid after one month of subscription.

However, in fact, there is no insurance product called "the 18-month penalty" that the defendant recommended for the victim, and the defendant is in the United Nations Life Insurance Co., Ltd. with money received as a lump-sum insurance premium from the victim.