A defendant shall be punished by imprisonment for one year.

Punishment of the crime

1. On June 24, 2013, the Defendant made a false statement to the victim in the E company house residing together with the victim D, who was located in the Seoul apartment house 203 Dong Dong Dong Dong Dong Dong Dong Dong Dong Dong Dong Dong Dong Dong Dong Dong Dong Dong Dong Dong Dong-dong, the Defendant, “I want to obtain a loan due to the need for his wife’s school expenses, and there is an installment savings maturity after the two months, and the installment savings will be repaid after the two months.” However, in fact, the Defendant was in a situation where the Defendant had to change the obligation of the lending company, and there was no installment savings with the maturity, and even if the victim did not bear the joint and several liability, the Defendant did not have any intent or ability to repay it.

The defendant deceivings the victim as above and caused the victim to do so on the same day to obtain a total of 25 million won from three financial institutions, such as Hyundai Savings Bank, etc., as shown in paragraph (1) of the attached Table of Crimes List on the same day, and by imposing joint and several liability, the defendant acquired financial profits equivalent to the same amount.

2. On August 27, 2013, the Defendant made a false statement to the victim in E’s company house residing together with the victim D, who was the victim of the 203 Dong Dong Dong Dong Dong Dong Dong Dong Dong-dong 901, which read, “When obtaining a loan at the last time, the Defendant omitted 3 million won as the actual number when receiving the loan at the last time, and just as the Defendant would have repaid the guarantee,” but in fact, the Defendant did not have any intent or ability to repay even if the victim bears the joint and several liability as provided in the preceding paragraph

As above, the defendant deceiving the victim as above and caused the victim to do so on the same day to obtain three million won from the loan from Korea Co., Ltd. as stated in Section 2 of the List of Crimes attached to the same day, and by having the defendant bear the obligation of joint and several sureties, the defendant acquired property profits equivalent to the same amount.

3. On January 9, 2015, the Defendant calls the victim D at a non-permanent location and calls the victim D to repay the debt up to the relocation, and the Defendant is going through another lending company where the last guarantee is made more and more.