1. It is confirmed that each insurance contract entered in the separate sheet concluded between the Plaintiff and the Defendant A is invalid.

2. The defendant B.

1. Facts of recognition;

A. On Oct. 20, 2009, Defendant B concluded each of the insurance contracts listed in the separate sheet No. 1, and the separate sheet No. 2, listed on Mar. 10, 2010, and subsequently changed the policyholder to Defendant A.

(hereinafter) Each of the above insurance contracts is “each of the instant insurance contracts.” The content of each of the instant insurance contracts is to pay medical expenses, hospitalization expenses, etc. for hospitalization due to disease or injury, or for outpatient treatment.

B. From December 24, 2009 to July 6, 2015, Defendant B was hospitalized for 269 days in total on 14 occasions due to all kinds of illness or injury as stated in the payment status of insurance proceeds in the attached Form, and received KRW 19,278,178 from the Plaintiff as insurance money (medical expenses, hospitalization expenses, etc.).

C. Defendant B entered into an insurance contract with multiple insurance companies, including each of the instant insurance contracts, as listed below:

(Insurance Contract with a person other than Defendant B and Insurance Contract revoked without the payment of insurance premium shall be excluded from the following table). On June 11, 2009, 200 Dai 111, 200 Dai 231,560, 209. Guarantee 67,480 Won 67,480, 201. Guarantee 24,640, 300, 29, 209, 300, 400, 200, 400, 205, 206, 206, 206, 30, 206, 206, 30, 205, 206, 206, 30, 206, 205, 206, 206, 206, 305, 206, 206, 206, 206, 306,06,36,0