1. It is confirmed that an insurance contract entered in the separate sheet concluded between the Plaintiff and the Defendant is null and void.

2. The defendant.

1. Facts of recognition;

A. On August 20, 2010, between the Plaintiff and the Defendant, an insurance contract entered in the attached list that guarantees the expenses of disease, injury, hospitalization, etc. with the Defendant as the Defendant (hereinafter “instant insurance contract”) was concluded.

B. On September 22, 2010, the Defendant hospitalized the Gwangju Hospital for 14 days on the ground of the snow death and disguised infection presumed as the source of infection, and was hospitalized for 119 days in total on the ground of disease and injury, such as salt, tension, spawdum salt and tension between around that time to June 26, 2012, both sides, spawdum salt and tension, and spawdum spawdum infection, etc., and was paid by the Plaintiff KRW 570,00 according to the insurance contract of this case.

C. The insurance contract guaranteeing the expenses for illness, injury, etc. that the Defendant concluded with the Defendant as the insured before and after the conclusion of the instant insurance contract is 19 cases in total, and the insurance amount that the Defendant received from each insurance company based on each of the following insurance contracts is 47,110,479 won in total.

C. On October 31, 2005, the insurance company’s life insurance policy (unit : Won) monthly insurance premium (unit : Won) 1merz fire insurance contract, Defendant 5,332,382 terminated on July 30, 2010, Defendant 3 Hewn Policy, Defendant 51,560, 348, 097 April 11, 2010, Samsung 205, Samsung C& 30, 40, 197, Samsung C& 40, 106, 205, 205, 10, 205, 205, 207, 205, 30,000,000,000,000,000,000,000,000,000,000,000,000,000,000,00