A defendant shall be punished by imprisonment for six months.

Punishment of the crime

1. On January 201, the Defendant purchased a vehicle and provided it as a collateral after consulting with a name-free person and a loan, which he/she came to know through an Internet lending package, with the intention of “it is possible to lend KRW 10 million if a vehicle is offered as security after purchasing a vehicle with a vehicle installment paid from a financial company.”

On January 4, 2011, the Defendant entered into a sales contract for CBa at the Youngdong Office of Yeonsu-gu Incheon Metropolitan City, the Defendant: (a) purchased the said vehicle; and (b) provided the borrower with a vehicle as a security; and (c) provided the borrower with a loan of KRW 10 million,000,000,000; and (d) provided the Defendant with an application for a loan with the content that the Defendant would purchase the said vehicle and directly operate the vehicle; and (e) lent the money to the employee of Hyundai Capital for the purchase of the vehicle to pay it on every monthly basis.

After that, the defendant had the victim pay 19,500,000 won of the above vehicle purchase loan to the Hyundai Motor.

2. Around April 21, 2011, the Defendant received vehicle theft insurance with the purport that “Around April 13, 2011, the Defendant was stolen a small-scale car parked behind the E Real Estate Building located in Osan-si, Osan-si.”

However, on January 5, 2011, the defendant transferred a small-scale passenger car purchased as shown in paragraph 1 to a lending business entity under his name in the name of the lending business entity as a collateral, and the above passenger car was not stolen.

On May 19, 201, the Defendant had the victim pay KRW 18,831,645 to the Hyundai Capital Capital for the purpose of the automobile theft insurance money, and around May 24, 2011, the Defendant acquired property profits equivalent to KRW 27,90,000 in total, including receiving KRW 9,068,355 from the victim.

Summary of Evidence

1. Defendant's legal statement;

1. F, G, and H: