A defendant shall be punished by imprisonment for six months.

Punishment of the crime

[criminal records] On September 25, 2012, the Defendant was sentenced to six months of imprisonment for fraud at the Daegu District Court, and the execution of the sentence was terminated on December 4, 2012, and on May 21, 2015, the Seoul District Court sentenced six months of imprisonment for a violation of the Electronic Financial Transactions Act, and the judgment became final and conclusive on June 9, 2015.

[2] The Defendant and B, while living expenses were not available from around September 2013 to January 2014, 2014, used the personal information of the Defendant and B put them into use for the purpose of using a credit card to purchase goods with a credit card or obtain a credit card loan in the name of C.

1. On September 6, 2013, the Defendant, such as a copy of electronic records on the card application form, connected a new card company’s website using a computer at the EPC room located D at the time of residence, and entered “C” in the name column, “F” in the resident registration number column, and “F” in the card receipt column, and sent it to the said new card.

Accordingly, the Defendant forged, in collusion with B, one file of application for credit card subscription in the name of C, an electronic record of rights and duties, for the purpose of making administrative affairs smooth, and exercised it.

In addition, from around that time to October 21, 2013, the Defendant forged and exercised the electronic records of the company name C in a total of three times, as described in attached Table 1.

2. On October 10, 2013, the Defendant, including the forgery of a loan transaction agreement, entered “C” and “F” in the written form for a loan transaction agreement of a social loan company L&A (hereinafter referred to as “C” and “F” in the applicant’s name using the pen, and entered the signature of “C” in the name side of the name and completed the agreement with the loan officer of the said company.