1. The defendant shall pay to the plaintiff KRW 31,837,183 as well as KRW 31,091,00 among them, from June 30, 2016 to the day of full payment.

On December 13, 2012, the Plaintiff entered into a guarantee insurance contract for authorization and permission (hereinafter “instant guarantee insurance contract”) with the Defendant on December 13, 2012, stating that “The insured person: Ansan, the amount of insurance coverage: 35,613,000 won, and the insurance period: from December 11, 2012 to June 30, 2015: The details of the guarantee: The details of the guarantee insurance contract: (a) issued the guarantee insurance policy and delivered it to the Defendant who is a policyholder; (b) was reduced to KRW 31,091,00 won among the instant guarantee insurance contract on September 13, 2013; and (c) on the grounds that the insured person’s Ansan market price, on February 11, 2016, the Plaintiff claimed for payment of insurance proceeds on the ground that there was no dispute between the Defendant and the Plaintiff on March 18, 2016 to KRW 31,016 to 3016,2016.6.

Therefore, the Defendant is obligated to pay to the Plaintiff the amount of KRW 31,837,183 (i.e., KRW 31,091,00,00 for delay damages up to June 29, 2016) and KRW 31,091,00 for delay damages up to June 29, 2016 at the rate of 12% per annum, which is the agreed interest rate from June 30, 2016 to the date of full payment.

Therefore, the plaintiff's claim of this case is justified and it is so decided as per Disposition.