1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. The status of the parties is Plaintiff A is the spouse of G, and Plaintiff B and C are children of G, and the Plaintiffs are legal successors of G (hereinafter “the deceased”) who died on February 26, 2019, as follows.

The defendants (the "stock company" is omitted when they refer to the defendants) are stock companies with the purpose of insurance business which is run by each insurance business and related Acts and subordinate statutes.

B. 1) The Deceased concluded each insurance contract with the Defendants as listed below (hereinafter collectively referred to as “each of the instant insurance contracts”), and the individual insurance contracts are abbreviationd by attaching the pertinent sequence.

2) On May 2, 2018, Defendant DH’s insurance coverage period: (a) Defendant DH’s insurance coverage coverage amounting to KRW 80 million for the deceased’s legal heir’s death on May 2, 2018 to May 2, 2057: (b) Defendant EI paid when the deceased died as a direct result of the injury; (c) Defendant EI paid KRW 100,000,000 from August 18, 2004 to August 18, 204; and (d) Defendant EI paid KRW 100,000 from the date of the accident to August 18, 2004 to August 18, 2019 (or KRW 20,000,000,000,000,000,000,000,000,000,000 won for the death of the deceased on August 18, 2015>

1. The Company shall not pay insurance proceeds when any cause for the payment of insurance proceeds arises for any of the following reasons:

(1) The insured has intentionally impaired himself/herself: Provided, That he/she shall be paid insurance proceeds when the insured has impaired himself/herself under the condition that it is unable to make a free decision due to mental disorder,

[2] Article 14 (Non-Compensation Damages) of the General Terms and Conditions