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(영문) 수원지방법원 2016.04.26 2015가단111309
손해배상(기)
Text

1. All of the plaintiff's claims are dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. (1) On March 7, 2011, the Plaintiff entered into the instant pension insurance contract with Defendant Dongyang Life Insurance Co., Ltd. (hereinafter “Defendant Company”) via Defendant B, an insurance solicitor at the branch of Defendant Dongyang Life Insurance Co., Ltd. (hereinafter “Defendant Company”), with the Plaintiff’s insured (beneficiary), the Plaintiff’s husband as an additional insurer, and the Plaintiff’s husband as KRW 600,000 (payment in 10 years) of monthly insurance premium, and entered into the instant pension insurance contract (hereinafter “instant pension insurance”).

(2) The instant pension insurance consists of 30% of bond type and 70% of stock growth, and the starting date of the annuity payment is March 7, 2029.

(3) At the time of entering into the instant pension insurance contract, the Plaintiff indicated that “I would like to say,” “I would like to say,” “I would like to say,” “I would like to be “I would like to have received the following medical practices through a medical doctor’s diagnosis or examination within the last five years,” “I would like to have received the following medical practices through a medical doctor’s diagnosis or examination during the last five years, ② to have been hospitalized for at least seven consecutive days, ④ to have continued to have been administered for at least 30 consecutive days,” and “I would like to have received the actual medical treatment and the number of days of administered for the first floor from August 21, 2010 to August 25, 2010,” and D had received the thalthalthy removal surgery as to the garral salthral salthral salthe, from April 25, 2010 to May 6, 2010.

B. (1) On December 13, 2011, the Plaintiff entered into the instant integrated insurance contract with Defendant B, through Defendant B, with the Plaintiff as the insured or monthly insurance premium of KRW 217,250 (payment aged 65) and entered into the instant integrated insurance contract (hereinafter “instant integrated insurance”).

(2) At the time of entering into the instant integrated insurance contract, the Plaintiff is unable to perform the following medical practice through a medical examination or examination by a doctor within the last five years, among the obligations to be notified before entering into the instant integrated insurance contract.

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