1. The plaintiff's defendant based on each insurance contract stated in the separate sheet (1) with respect to the accident described in the separate sheet (2).

1. Facts of recognition;

A. 1) The Plaintiff is an insurance company established for the purpose of concluding various insurance contracts, collecting insurance premiums, and paying insurance proceeds pursuant to such contracts. The Plaintiff concluded each insurance contract between the Defendant and the insured with the intent to pay insurance proceeds in the event of a disability caused by an insured injury against the Defendant (hereinafter collectively referred to as the “instant insurance contract”), as follows:

(2) On March 15, 2012, the date of the contract concluded on March 15, 2013, 2013, when the policyholder entered into a non-dividend merz family unit insurance M-sory 1204 non-dividend merz insured M-bbbbpet 1204, the Defendant’s insurance policyholder, the Defendant’s insured Defendant’s major public transport damage of KRW 100 million, 30 million, 50 million, 50,000,000,000 insurance period of KRW 00,000,000 to July 16, 2012, 200 to KRW 24:00 on March 15, 2013, indicated that the notice of each of the instant insurance contracts is not in the column of the duty to ask questions as follows.

1. Mesying the following medical practices conducted by a doctor within the last three months through a medical examination or examination - 1) disease confirmation diagnosis, 2) disease diagnosis, 3) medical treatment, 4) hospitalization, 5) surgery (including king), 6) medication;

2. (Omission)

3. Doing the fact that a medical doctor has undergone an additional test (re-examination) through a medical examination or examination during the last one year - preliminary examination; and

4. According to the terms and conditions of the instant insurance contract, which are incorporated into the instant insurance contract for which not less than 30 days have continued to be 30 days, since the medical doctor had received the following medical cares through a medical examination or examination during the past five years, i.e., hospitalization 1), 2), 7 consecutive days, 30 days or more, 4 consecutive days, and 30 days or more, it is determined as follows: