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A defendant shall be punished by imprisonment for four months.
Reasons
Punishment of the crime
The defendant, as an insurance designer, did not have the intent or ability to repay the money even if he borrowed the money in excess of the debt due to the debt owed to the existing insurance companies at the time.
Nevertheless,
1.(a)
(1) On June 11, 2012, the Defendant: (a) made a false statement to the victim D, who became aware of in the coffee shop in Daejeon-gu Daejeon-gu, Daejeon-gu, that “if he/she has subscribed to insurance in another person’s name, he/she would be paid allowances; (b) if he/she received allowances, he/she would have borrowed money so that he/she may pay the principal and interest immediately after having paid the principal and pay a large amount of insurance premium; and (c) received KRW 2.7 million from the Defendant’s agricultural bank account (E) under the name of the Defendant for the loan around June 11, 2012, and received KRW 1.8 million in total from the victim and received KRW 4.5 million from the Defendant on June 13, 2012.
(2) On June 2012, 2012, the Defendant made phone calls to the victim and made a false statement to the effect that “The Defendant would lend money to the victim as soon as he/she paid off the money before he/she borrowed money,” and that he/she shall pay the money in lump sum from the victim around June 26, 2012, with the above No. 180,000,000 won to the above No. NA bank account under the name of the Defendant as the loan money, from the victim.
7.9.Around September 2, 2000 won received a total of 4.5 million won.
B. The Defendant, together with C, did not have been designated as a branch of an insurance company or planned to receive KRW 60 million per month, but did so as if so, acquired money from the victim under the name of the borrowed money, and attempted to divide that money into money.
Around June 2012, the Defendant stated with C that “A shall immediately be the head of an insurance company and shall be paid KRW 60 million per month,” and that “A shall be the head of an insurance company and shall be paid KRW 60 million per month,” and that “A shall be paid 10% interest if he/she lends money,” and that the Defendant, who was next to it, “A shall be paid immediately if he/she lends money to the victim.”
In this respect.